Mr. Saenz makes some excellent points. For a very good guide to hiring a professional genealogist, visit the Association of Professional Genealogists (APG) website
The article can also be accessed through a pdf which can be printed from your computer. It has very good information about what to expect in the way of contracts, payments, the work process, grievances, etc.
Please note, however, a couple of clarifications. In Texas, unless a genealogist incorporates or uses a DBA (assumed business name), a business license may not be required. Be aware that there is no such thing as a "licensed genealogist" in Texas, there is no state licensing agency for the profession. If a genealogist is Certified, then you will find that person listed at www.bcgcertification.org . If the genealogist is Accredited, then you find you will find that person listed at www.icapgen.org .
Dee Dee King, Certified Genealogist
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